About Us

New Merchants Capital provides working Capital to business owners, both simple and intuitive. Founded in 2014 with local presents in Florida, Arizona, Connecticut, and New York. New Merchants Capital is projected to provide working capital to over more than 10,500 businesses totaling $460 million to business in the United States. On top of being forecast as one of Business Week’s 50 fastest growing companies in Florida and a third consecutive appearance on the Inc. 500 list of the fastest-growing private companies in America, New Merchants Capital was recognized by Fit Small Business for having one of “The Best Small Business Blogs of 2017″​.

Why We Do What We Do

New Merchants Capital launched in 2016 to solve a major issue facing small businesses: efficient access to capital. Our passion for Main Street and the cutting-edge technology we use to evaluate businesses based on their actual performance, not solely business owners’ personal credit scores, make it possible for us to responsibly expand access to credit. This allows businesses to spend their time where it provides the most benefit—on their customers and on growing, not looking for a small business loan.

We understand that financing a small business can be a challenge that requires more time than most small business owners have in a day. Business operations, accounts receivable, accounting, and marketing are all an important part of running a small business—and financing shouldn’t slow down your focus on these issues; it should instead help a business grow. New Merchants Capital offers financing options like short and longer-term loans and lines of credit, in order to grow your business.

Flexible terms and rates based on your business’ performance, and not solely personal credit history, may make a New Merchants Capital loan an attractive option when compared to a traditional bank loan. We offer a quick response to loan applications by qualifying and evaluating business performance based upon a variety of important performance metrics.

New Merchants Capital is one of  the largest online small business lenders in the U.S. Since 2017, we’ve facilitated over $153 million in loans for many business needs including inventory purchase, equipment acquisition, hiring, and general corporate purposes. Serving more than 700 industries throughout the country, New Merchants Capital has been trusted by over 80,000 small businesses by providing them with a term loan or line of credit to help them build a growing and thriving enterprise.